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  3. 当前位置: 牛股吴粉胡网 > 吴粉胡开户 > 实用贴!美股开户流程!绝对的干货!

    实用贴!美股开户流程!绝对的干货!

    2020-04-25 0条评论

    作[zuo]者[zhe]:知[zhi]乎[hu]kyle


    绝[jue]对[dui]的[de]干[gan]货[huo],收[shou]藏[cang]时[shi]别[bie]忘[wang]了[liao]转[zhuan]发[fa]到[dao]朋[peng]友[you]圈[quan]跟[gen]大[da]家[jia]分[fen]享[xiang]哦[ou]。



    最[zui]近[jin]刚[gang]开[kai]始[shi]炒[chao]美[mei]股[gu]。总[zong]的[de]来[lai]说[shuo]分[fen]为[wei]两[liang]步[bu]:一[yi]是[shi]开[kai]户[hu],即[ji]选[xuan]一[yi]个[ge]美[mei]股[gu]券[quan]商[shang]开[kai]设[she]股[gu]票[piao]交[jiao]易[yi]账[zhang]户[hu];二[er]是[shi]汇[hui]款[kuan]注[zhu]资[zi],把[ba]人[ren]民[min]币[bi]换[huan]成[cheng]美[mei]元[yuan]转[zhuan]账[zhang]到[dao]股[gu]票[piao]交[jiao]易[yi]账[zhang]户[hu]上[shang]。上[shang]述[shu]第[di]一[yi]点[dian]其[qi]实[shi]相[xiang]对[dui]简[jian]单[dan],美[mei]股[gu]券[quan]商[shang]大[da]多[duo]都[du]对[dui]美[mei]国[guo]以[yi]外[wai]的[de]外[wai]国[guo]人[ren]开[kai]放[fang]申[shen]请[qing],且[qie]开[kai]户[hu]流[liu]程[cheng]在[zai]网[wang]上[shang]就[jiu]能[nen]搞[gao]定[ding];第[di]二[er]点[dian]稍[shao]微[wei]麻[ma]烦[fan],这[zhe]是[shi]由[you]于[yu]我[wo]国[guo]严[yan]格[ge]的[de]外[wai]汇[hui]管[guan]制[zhi],把[ba]钱[qian]弄[long]出[chu]国[guo]并[bing]不[bu]容[rong]易[yi]。接[jie]下[xia]来[lai]为[wei]大[da]家[jia]介[jie]绍[shao]"[贝[bei]格[ge]富[fu]]研[yan]究[jiu]实[shi]用[yong]贴[tie]!美[mei]股[gu]开[kai]户[hu]流[liu]程[cheng]!绝[jue]对[dui]的[de]干[gan]货[huo]!"不[bu]了[liao]解[jie]的[de]来[lai]看[kan]看[kan]吧[ba]
    实[shi]用[yong]贴[tie]!美[mei]股[gu]开[kai]户[hu]流[liu]程[cheng]!绝[jue]对[dui]的[de]干[gan]货[huo]!


    我[wo]选[xuan]择[ze]的[de]券[quan]商[shang]是[shi]Scottrade(史[shi]考[kao]特[te]证[zheng]券[quan]),开[kai]户[hu]过[guo]程[cheng]全[quan]部[bu]通[tong]过[guo]网[wang]上[shang]办[ban]理[li](偶[ou]尔[er]会[hui]接[jie]一[yi]两[liang]个[ge]电[dian]话[hua]),全[quan]程[cheng]中[zhong]文[wen];汇[hui]款[kuan]是[shi]通[tong]过[guo]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong],去[qu]了[liao]一[yi]次[ci]北[bei]京[jing]的[de]招[zhao]行[xing]网[wang]点[dian],其[qi]他[ta]全[quan]在[zai]网[wang]上[shang]搞[gao]定[ding]。下[xia]面[mian]简[jian]单[dan]介[jie]绍[shao]一[yi]下[xia]我[wo]的[de]流[liu]程[cheng]和[he]经[jing]验[yan]。


    1. 开[kai]设[she]美[mei]股[gu]交[jiao]易[yi]账[zhang]户[hu]


    1.1 券[quan]商[shang]的[de]选[xuan]择[ze]


    美[mei]股[gu]券[quan]商[shang]有[you]很[hen]多[duo],最[zui]终[zhong]我[wo]选[xuan]的[de]是[shi]Scottrade(中[zhong]文[wen]名[ming]“史[shi]考[kao]特[te]证[zheng]券[quan]”,网[wang]址[zhi]:http://chinese.scottrade.com/),理[li]由[you]如[ru]下[xia]:


    第[di]一[yi],可[ke]靠[kao]。搜[sou]了[liao]一[yi]下[xia]各[ge]种[zhong]排[pai]名[ming],在[zai]不[bu]同[tong]年[nian]度[du]不[bu]同[tong]机[ji]构[gou]的[de]评[ping]价[jia]中[zhong],Scottrade基[ji]本[ben]都[du]排[pai]在[zai]全[quan]美[mei]券[quan]商[shang]前[qian]几[ji]位[wei]。


    第[di]二[er],手[shou]续[xu]费[fei]较[jiao]低[di]。交[jiao]易[yi]手[shou]续[xu]费[fei]7美[mei]元[yuan]一[yi]次[ci](无[wu]论[lun]买[mai]卖[mai]多[duo]少[shao]股[gu]都[du]是[shi]7美[mei]元[yuan])。虽[sui]然[ran]交[jiao]易[yi]手[shou]续[xu]费[fei]不[bu]是[shi]最[zui]低[di]的[de],但[dan]没[mei]有[you]账[zhang]户[hu]维[wei]护[hu]费[fei]、账[zhang]户[hu]不[bu]活[huo]跃[yue]费[fei]等[deng]其[qi]他[ta]费[fei]用[yong]。总[zong]的[de]来[lai]说[shuo],与[yu]其[qi]他[ta]美[mei]股[gu]券[quan]商[shang]相[xiang]比[bi],费[fei]用[yong]算[suan]较[jiao]低[di]的[de]水[shui]平[ping]。详[xiang]细[xi]的[de]费[fei]用[yong]见[jian]:https://chinese.scottrade.com/zh_CN/online-brokerage/trading-fees-commissions.html#tab0


    第[di]三[san],开[kai]户[hu]全[quan]程[cheng]通[tong]过[guo]网[wang]络[luo]和[he]电[dian]话[hua]即[ji]可[ke]办[ban]理[li],足[zu]不[bu]出[chu]户[hu]。


    第[di]四[si],有[you]中[zhong]文[wen]的[de]400电[dian]话[hua](4008-82-2767,见[jian]:https://chinese.scottrade.com/zh_CN/contact.html)。另[ling]外[wai]网[wang]站[zhan]、Email都[du]可[ke]以[yi]使[shi]用[yong]中[zhong]文[wen],不[bu]存[cun]在[zai]语[yu]言[yan]障[zhang]碍[ai]。


    1.2 开[kai]户[hu]流[liu]程[cheng]:


    1) 填[tian]写[xie]账[zhang]户[hu]申[shen]请[qing]资[zi]料[liao]表[biao]


    在[zai]Scottrade中[zhong]文[wen]官[guan]网[wang](地[di]址[zhi]https://chinese.scottrade.com/)右[you]上[shang]角[jiao]点[dian]“亚[ya]太[tai]居[ji]民[min]申[shen]请[qing]”,或[huo]直[zhi]接[jie]点[dian]这[zhe]个[ge]链[lian]接[jie]:https://w8apply.scottrade.com/default.aspx,开[k贝格富ai]始[shi]在[zai]线[xian]填[tian]写[xie]账[zhang]户[hu]申[shen]请[qing]资[zi]料[liao]表[biao]。


    表[biao]中[zhong]第[di]二[er]页[ye]有[you]几[ji]个[ge]需[xu]要[yao]注[zhu]意[yi]的[de]地[di]方[fang]:


    第[di]一[yi],选[xuan]择[ze]“个[ge]人[ren]账[zhang]户[hu]”或[huo]“共[gong]同[tong]账[zhang]户[hu]”:个[ge]人[ren]账[zhang]户[hu]就[jiu]是[shi]一[yi]个[ge]人[ren]的[de]账[zhang]户[hu](推[tui]荐[jian]选[xuan]个[ge]人[ren]账[zhang]户[hu]),共[gong]同[tong]账[zhang]户[hu]是[shi]比[bi]如[ru]两[liang]个[ge]人[ren]都[du]可[ke]以[yi]分[fen]别[bie]登[deng]录[lu]交[jiao]易[yi]的[de]账[zhang]户[hu],这[zhe]需[xu]要[yao]提[ti]供[gong]双[shuang]倍[bei]的[de]材[cai]料[liao];


    第[di]二[er],选[xuan]择[ze]“现[xian]金[jin]账[zhang]户[hu]”或[huo]“融[rong]资[zi]融[rong]券[quan]账[zhang]户[hu]”:新[xin]手[shou]选[xuan]择[ze]“现[xian]金[jin]账[zhang]户[hu]”即[ji]可[ke](现[xian]金[jin]账[zhang]户[hu]要[yao]求[qiu]开[kai]户[hu]后[hou]一[yi]个[ge]月[yue]内[na]汇[hui]入[ru]至[zhi]少[shao]500美[mei]元[yuan],融[rong]资[zi]融[rong]券[quan]要[yao]求[qiu]2000美[mei]元[yuan];申[shen]请[qing]现[xian]金[jin]账[zhang]户[hu]开[kai]户[hu]成[cheng]功[gong]后[hou],可[ke]以[yi]再[zai]进[jin]一[yi]步[bu]申[shen]请[qing]融[rong]资[zi]融[rong]券[quan]账[zhang]户[hu]);


    第[di]三[san],“是[shi]否[fu]有[you]兴[xing]趣[qu]期[qi]权[quan]交[jiao]易[yi]”:新[xin]手[shou]选[xuan]“否[fu]”即[ji]可[ke]。


    完[wan]成[cheng]上[shang]述[shu]表[biao]格[ge],最[zui]后[hou]页[ye]面[mian]会[hui]给[gei]出[chu]一[yi]个[ge]申[shen]请[qing]代[dai]码[ma],记[ji]下[xia]来[lai];然[ran]后[hou]下[xia]载[zai]“非[fei]美[mei]国[guo]居[ji]民[min]经[jing]纪[ji]账[zhang]户[hu]申[shen]请[qing]表[biao]”PDF文[wen]件[jian]。


    2) 填[tian]“非[fei]美[mei]国[guo]居[ji]贝格富民[min]经[jing]纪[ji]账[zhang]户[hu]申[shen]请[qing]表[biao]”PDF


    这[zhe]个[ge]PDF文[wen]件[jian]可[ke]以[yi]直[zhi]接[jie]在[zai]Adobe Reader中[zhong]直[zhi]接[jie]编[bian]辑[ji]。其[qi]中[zhong]第[di]1页[ye]右[you]下[xia]角[jiao]的[de]“优[you]惠[hui]代[dai]码[ma]”栏[lan],请[qing]填[tian]写[xie]图[tu]中[zhong]我[wo]的[de]推[tui]荐[jian]代[dai]码[ma],这[zhe]样[yang]的[de]好[hao]处[chu]是[shi]你[ni]我[wo]都[du]能[nen]获[huo]得[de]三[san]次[ci]免[mian]手[shou]续[xu]费[fei]的[de]交[jiao]易[yi]机[ji]会[hui](一[yi]笔[bi]交[jiao]易[yi]手[shou]续[xu]费[fei]是[shi]7美[mei]元[yuan],相[xiang]当[dang]于[yu]省[sheng]了[liao]21美[mei]元[yuan])。



    填[tian]完[wan]之[zhi]后[hou],打[da]印[yin]、签[qian]字[zi]、然[ran]后[hou]扫[sao]描[miao](或[huo]拍[pai]照[zhao])。需[xu]要[yao]注[zhu]意[yi]的[de]是[shi],扫[sao]描[miao]时[shi],一[yi]定[ding]要[yao]把[ba]整[zheng]个[ge]表[biao]格[ge]都[du]扫[sao]描[miao]上[shang],我[wo]因[yin]为[wei]表[biao]格[ge]边[bian]框[kuang]有[you]一[yi]点[dian]点[dian]没[mei]扫[sao]描[miao]到[dao],就[jiu]让[rang]我[wo]重[zhong]新[xin]扫[sao]描[miao]了[liao]一[yi]次[ci]。


    3) 扫[sao]描[miao]文[wen]件[jian]并[bing]发[fa]送[song]Email


    需[xu]要[yao]的[de]文[wen]件[jian]材[cai]料[liao]可[ke]以[yi]是[shi]身[shen]份[fen]证[zheng]、户[hu]口[kou]本[ben]、驾[jia]照[zhao]或[huo]护[hu]照[zhao]等[deng],具[ju]体[ti]参[can]见[jian]链[lian]接[jie]:https://chinese.scottrade.com/zh_CN/InternationalAccount/InternationalAccountDocuments.html#tab0,根[gen]据[ju]实[shi]际[ji]情[qing]况[kuang]选[xuan]择[ze]合[he]适[shi]的[de]材[cai]料[liao]即[ji]可[ke]。


    将[jiang]准[zhun]备[bei]好[hao]的[de]材[cai]料[liao]扫[sao]描[miao](或[huo]拍[pai]照[zhao]),与[yu]上[shang]一[yi]步[bu]扫[sao]描[miao]的[de]申[shen]请[qing]表[biao]一[yi]并[bing]发[fa]送[song]到[dao]邮[you]箱[xiang]api@scottrade.com 。


    4) 发[fa]完[wan]Email之[zhi]后[hou]


    如[ru]果[guo]没[mei]有[you]意[yi]外[wai]情[qing]况[kuang],一[yi]般[ban]不[bu]超[chao]过[guo]五[wu]个[ge]工[gong]作[zuo]日[ri],Scottrade就[jiu]会[hui]发[fa]来[lai]一[yi]封[feng]邮[you]件[jian]告[gao]诉[su]你[ni]账[zhang]户[hu]开[kai]设[she]好[hao]了[liao]。


    如[ru]果[guo]有[you]文[wen]件[jian]不[bu]符[fu]合[he]要[yao]求[qiu],Scottrade会[hui]通[tong]过[guo]电[dian]话[hua]或[huo]邮[you]件[jian]通[tong]知[zhi]需[xu]要[yao]重[zhong]新[xin]提[ti]交[jiao]的[de]文[wen]件[jian]。


    如[ru]果[guo]长[chang]时[shi]间[jian](大[da]于[yu]五[wu]个[ge]工[gong]作[zuo]日[ri])没[mei]有[you]回[hui]应[ying],发[fa]邮[you]件[jian]到[dao]api@scottrade.com催[cui]一[yi]下[xia]就[jiu]好[hao](我[wo]等[deng]了[liao]两[liang]周[zhou]没[mei]有[you]回[hui]应[ying],打[da]了[liao]400电[dian]话[hua]催[cui]了[liao]一[yi]下[xia],立[li]刻[ke]就[jiu]有[you]回[hui]复[fu]了[liao])。


    5) 填[tian]写[xie]W-8BEN表[biao]格[ge]


    W-8BEN表[biao]格[ge]是[shi]美[mei]国[guo]国[guo]税[shui]局[ju]用[yong]来[lai]确[que]认[ren]外[wai]国[guo]人[ren]身[shen]份[fen]的[de]表[biao]格[ge]。


    收[shou]到[dao]Scottrade开[kai]户[hu]成[cheng]功[gong]的[de]邮[you]件[jian]后[hou],根[gen]据[ju]邮[you]件[jian]里[li]的[de]说[shuo]明[ming],登[deng]录[lu]Scottrade,点[dian]“我[wo]的[de]账[zhang]户[hu]”,选[xuan]择[ze]“我[wo]的[de]资[zi]料[liao]和[he]喜[xi]好[hao]”,再[zai]点[dian]“W-8BEN”,勾[gou]选[xuan]自[zi]己[ji]的[de]姓[xing]名[ming]然[ran]后[hou]点[dian]“继[ji]续[xu]”,一[yi]步[bu]一[yi]步[bu]填[tian]就[jiu]可[ke]以[yi]了[liao]。填[tian]完[wan]提[ti]交[jiao]表[biao]格[ge]后[hou],开[kai]户[hu]大[da]功[gong]告[gao]成[cheng],此[ci]时[shi]就[jiu]可[ke]以[yi]进[jin]行[xing]股[gu]票[piao]交[jiao]易[yi]了[liao]。


    1.3 费[fei]用[yong]与[yu]其[qi]他[ta]事[shi]项[xiang]


    时[shi]间[jian]花[hua]销[xiao]:各[ge]种[zhong]填[tian]表[biao]、扫[sao]描[miao]、发[fa]Email不[bu]超[chao]过[guo]一[yi]个[ge]晚[wan]上[shang]即[ji]可[ke]搞[gao]定[ding],等[deng]待[dai]不[bu]超[chao]过[guo]五[wu]个[ge]工[gong]作[zuo]日[ri],总[zong]之[zhi]顺[shun]利[li]的[de]话[hua],一[yi]般[ban]一[yi]周[zhou]内[na]就[jiu]能[nen]开[kai]户[hu]。


    金[jin]钱[qian]花[hua]销[xiao]:开[kai]户[hu]不[bu]需[xu]要[yao]费[fei]用[yong]。另[ling]外[wai],Scottrade没[mei]有[you]账[zhang]户[hu]维[wei]护[hu]费[fei]、账[zhang]户[hu]不[bu]活[huo]跃[yue]费[fei]等[deng]费[fei]用[yong],但[dan]开[kai]户[hu]一[yi]个[ge]月[yue]之[zhi]内[na]需[xu]要[yao]转[zhuan]入[ru]至[zhi]少[shao]500美[mei]元[yuan],否[fu]则[ze]会[hui]被[bei]销[xiao]户[hu]。


    开[kai]户[hu]过[guo]程[cheng]中[zhong]的[de]其[qi]他[ta]常[chang]见[jian]问[wen]题[ti],可[ke]参[can]见[jian]官[guan]方[fang]FAQ:https://chinese.scottrade.com/zh_CN/InternationalAccount/InternationalAccountFAQ.html


    2. 汇[hui]款[kuan]注[zhu]资[zi]


    2.1 汇[hui]款[kuan]的[de]方[fang]法[fa]


    我[wo]国[guo]限[xian]制[zhi]私[si]人[ren]境[jing]外[wai]投[tou]资[zi],如[ru]果[guo]直[zhi]接[jie]汇[hui]款[kuan]给[gei]Scottrade,一[yi]般[ban]都[du]会[hui]被[bei]打[da]回[hui]来[lai]。网[wang]上[shang]有[you]很[hen]多[duo]汇[hui]款[kuan]的[de]方[fang]法[fa],比[bi]如[ru]汇[hui]款[kuan]时[shi]不[bu]写[xie]Scottrade Inc.而[er]写[xie]成[cheng]Scott等[deng]等[deng],但[dan]总[zong]归[gui]会[hui]是[shi]有[you]失[shi]败[bai]的[de]风[feng]险[xian]。比[bi]较[jiao]之[zhi]下[xia],我[wo]觉[jue]得[de]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]算[suan]是[shi]比[bi]较[jiao]稳[wen]妥[tuo]的[de]方[fang]法[fa],费[fei]用[yong]相[xiang]对[dui]也[ye]能[nen]接[jie]受[shou]。


    招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]是[shi]招[zhao]商[shang]银[yin]行[xing]香[xiang]港[gan贝格富g]分[fen]行[xing]发[fa]行[xing]的[de]借[jie]记[ji]卡[ka]。通[tong]过[guo]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]汇[hui]款[kuan]Scottrade的[de]原[yuan]理[li]是[shi],从[cong]内[na]地[di]的[de]同[tong]名[ming]招[zhao]行[xing]账[zhang]号[hao]汇[hui]款[kuan]至[zhi]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong](由[you]于[yu]属[shu]于[yu]个[ge]人[ren]名[ming]下[xia]不[bu]同[tong]账[zhang]号[hao]之[zhi]间[jian]的[de]汇[hui]款[kuan],不[bu]会[hui]受[shou]到[dao]境[jing]外[wai]投[tou]资[zi]管[guan]制[zhi]的[de]限[xian]制[zhi]),再[zai]由[you]香[xiang]港[gang]一[yi]卡[ka]通[tong]汇[hui]款[kuan]至[zhi]Scottrade(这[zhe]步[bu]完[wan]全[quan]不[bu]受[shou]我[wo]国[guo]外[wai]汇[hui]管[guan]制[zhi]的[de]限[xian]制[zhi])。更[geng]重[zhong]要[yao]的[de]是[shi],大[da]陆[lu]居[ji]民[min]可[ke]以[yi]在[zai]内[na]地[di]办[ban]理[li]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong],无[wu]需[xu]人[ren]肉[rou]跑[pao]到[dao]香[xiang]港[gang]。


    2.2 招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]的[de]办[ban]理[li]流[liu]程[cheng]


    1) 办[ban]理[li]的[de]条[tiao]件[jian]和[he]资[zi]料[liao]


    内[na]地[di]居[ji]民[min],年[nian]满[man]18岁[sui],且[qie]有[you]内[na]地[di]的[de]招[zhao]行[xing]一[yi]卡[ka]通[tong]金[jin]卡[ka],或[huo]一[yi]卡[ka]通[tong]普[pu]卡[ka]且[qie]总[zong]资[zi]产[chan]达[da]5万[wan]人[ren]民[min]币[bi]。最[zui]好[hao]还[huai]有[you]内[na]地[di]招[zhao]行[xing]的[de]网[wang]银[yin]和[he]U盾[dun](香[xiang]港[gang]招[zhao]行[xing]可[ke]共[gong]用[yong]内[na]地[di]招[zhao]行[xing]的[de]U盾[dun])。


    需[xu]要[yao]准[zhun]备[bei]的[de]资[zi]料[liao]是[shi]身[shen]份[fen]证[zheng]、港[gang]澳[ao]通[tong]行[xing]证[zheng]或[huo]护[hu]照[zhao],以[yi]及[ji]住[zhu]址[zhi]证[zheng]明[ming]。


    具[ju]体[ti]的[de]要[yao]求[qiu]参[can]见[jian]官[guan]方[fang]链[lian]接[jie]:http://imagesNaNbchina.com/cmbcms/201204/3bb93b7c-5c71-4f38-8216-3e37200b5547.pdf,根[gen]据[ju]个[ge]人[ren]情[qing]况[kuang]选[xuan]择[ze]合[he]适[shi]的[de]材[cai]料[liao]即[ji]可[ke]。


    3) 申[shen]请[qing]之[zhi]后[hou]


    大[da]约[yue]4周[zhou]左[zuo]右[you],会[hui]收[shou]到[dao]香[xiang]港[gang]发[fa]的[de]短[duan]信[xin](95555),这[zhe]时[shi]香[xiang]港[gang]一[yi]卡[ka]通[tong]账[zhang]户[hu]就[jiu]算[suan]开[kai]设[she]好[hao]了[liao](虽[sui]然[ran]此[ci]时[shi]还[huai]没[mei]收[shou]到[dao]实[shi]体[ti]的[de]卡[ka]片[pian];实[shi]体[ti]卡[ka]片[pian]需[xu]要[yao]再[zai]过[guo]几[ji]天[tian]才[cai]能[nen]收[shou]到[dao])。


    此[ci]时[shi]登[deng]录[lu]内[na]地[di]招[zhao]行[xing]网[wang]银[yin]专[zhuan]业[ye]版[ban],会[hui]弹[dan]出[chu]提[ti]示[shi],输[shu]入[ru]在[zai]网[wang]点[dian]申[shen]请[qing]香[xiang]港[gang]一[yi]卡[ka]通[tong]时[shi]给[gei]的[de]授[shou]权[quan]码[ma],把[ba]香[xiang]港[gang]一[yi]卡[ka]通[tong]关[guan]联[lian]到[dao]网[wang]银[yin]上[shang],再[zai]登[deng]录[lu]招[zhao]行[xing]香[xiang]港[gang]分[fen]行[xing]网[wang]站[zhan],下[xia]载[zai]香[xiang]港[gang]一[yi]卡[ka]通[tong]网[wang]银[yin]专[zhuan]业[ye]版[ban]并[bing]安[an]装[zhuang](链[lian]接[jie]:http://hkNaNbchina.com/cmbhk2003/personalbank/bpHk.htm)。然[ran]后[hou]就[jiu]可[ke]以[yi]把[ba]钱[qian]从[cong]内[na]地[di]招[zhao]行[xing]转[zhuan]到[dao]香[xiang]港[gang]招[zhao]行[xing]了[liao]。


    需[xu]要[yao]注[zhu]意[yi]的[de]是[shi],开[kai]户[hu]成[cheng]功[gong](即[ji]收[shou]到[dao]开[kai]户[hu]成[cheng]功[gong]的[de]短[duan]信[xin])后[hou]两[liang]个[ge]月[yue]内[na],必[bi]须[xu]从[cong]内[na]地[di]招[zhao]行[xing]同[tong]名[ming]账[zhang]户[hu]转[zhuan]一[yi]笔[bi]钱[qian]至[zhi]香[xiang]港[gang]一[yi]卡[ka]通[tong],否[fu]则[ze]香[xiang]港[gang]一[yi]卡[ka]通[tong]会[hui]被[bei]冻[dong]结[jie]或[huo]销[xiao]户[hu]。


    2.3 向[xiang]美[mei]股[gu]账[zhang]户[hu]汇[hui]款[kuan]


    1)国[guo]内[na]招[zhao]行[xing]购[gou]汇[hui]


    在[zai]国[guo]内[na]招[zhao]行[xing]网[wang]银[yin]专[zhuan]业[ye]版[ban]选[xuan]择[ze]“外[wai]汇[hui]管[guan]理[li]”—“外[wai]汇[hui]购[gou]汇[hui]”,换[huan]美[mei]元[yuan]现[xian]汇[hui]。


    2) 从[cong]国[guo]内[na]招[zhao]行[xing]汇[hui]款[kuan]至[zhi]香[xiang]港[gang]


    在[zai]国[guo]内[na]招[zhao]行[xing]网[wang]银[yin]专[zhuan]业[ye]版[ban]选[xuan]择[ze]“转[zhuan]账[zhang]汇[hui]款[kuan]”—“境[jing]外[wai]汇[hui]款[kuan]”—“汇[hui]香[xiang]港[gang]一[yi]卡[ka]通[tong]”,填[tian]写[xie]示[shi]例[li]如[ru]下[xia](图[tu]片[pian]来[lai]自[zi]招[zhao]行[xing]官[guan]网[wang]:http://wwwNaNbchina.com/cmbpb/v50/gb/pb/TransferHK.htm。应[ying]购[gou]美[mei]元[yuan]现[xian]汇[hui],而[er]不[bu]是[shi]图[tu]中[zhong]的[de]港[gang]币[bi]现[xian]钞[chao];选[xuan]现[xian]汇[hui]是[shi]因[yin]为[wei]现[xian]钞[chao]会[hui]有[you]汇[hui]转[zhuan]钞[chao]的[de]损[sun]失[shi]):


    4)



    费[fei]用[yong]为[wei]手[shou]续[xu]费[fei]+电[dian]报[bao]费[fei]。手[shou]续[xu]费[fei]为[wei]汇[hui]款[kuan]金[jin]额[e]的[de]千[qian]分[fen]之[zhi]一[yi],最[zui]低[di]100元[yuan](金[jin]卡[ka]手[shou]续[xu]费[fei]半[ban]折[zhe]50元[yuan],金[jin]葵[kui]花[hua]卡[ka]免[mian]费[fei]);电[dian]报[bao]费[fei]150元[yuan]。


    3) 从[cong]香[xiang]港[gang]招[zhao]行[xing]汇[hui]款[kuan]至[zhi]Scottrade


    打[da]开[kai]香[xiang]港[gang]招[zhao]行[xing]专[zhuan]业[ye]版[ban],选[xuan]择[ze]“转[zhuan]账[zhang]汇[hui]款[kuan]”—“香[xiang]港[gang]本[ben]地[di]转[zhuan]账[zhang]”(因[yin]为[wei]Scottrade在[zai]香[xiang]港[gang]有[you]账[zhang]户[hu],因[yin]此[ci]是[shi]转[zhuan]账[zhang]到[dao]香[xiang]港[gang]本[ben]地[di])



    转[zhuan]账[zhang]界[jie]面[mian]如[ru]下[xia],记[ji]得[de]在[zai]附[fu]言[yan]中[zhong]写[xie]上[shang]你[ni]的[de]Scottrade账[zhang]户[hu]号[hao]码[ma]和[he]姓[xing]名[ming]。



    手[shou]续[xu]费[fei]7美[mei]元[yuan],大[da]约[yue]1-2个[ge]工[gong]作[zuo]日[ri]到[dao]账[zhang]。


    到[dao]账[zhang]后[hou]就[jiu]可[ke]以[yi]买[mai]卖[mai]股[gu]票[piao]了[liao]。


    2.4 费[fei]用[yong]与[yu]其[qi]他[ta]事[shi]项[xiang]


    招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]开[kai]户[hu],无[wu]费[fei]用[yong];


    国[guo]内[na]招[zhao]行[xing]转[zhuan]账[zhang]至[zhi]香[xiang]港[gang]招[zhao]行[xing]一[yi]卡[ka]通[tong],收[shou]取[qu]手[shou]续[xu]费[fei]+电[dian]报[bao]费[fei]:每[mei]笔[bi]手[shou]续[xu]费[fei]为[wei]汇[hui]款[kuan]额[e]的[de]千[qian]分[fen]之[zhi]一[yi],最[zui]低[di]100元[yuan](金[jin]卡[ka]手[shou]续[xu]费[fei]半[ban]折[zhe]50元[yuan],金[jin]葵[kui]花[hua]卡[ka]免[mian]费[fei]);电[dian]报[bao]费[fei]150元[yuan]。


    招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]转[zhuan]账[zhang]至[zhi]Scottrade香[xiang]港[gang]账[zhang]户[hu],每[mei]笔[bi]7美[mei]元[yuan],1-2工[gong]作[zuo]日[ri]到[dao]账[zhang];


    招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]账[zhang]户[hu]管[guan]理[li]费[fei],每[mei]月[yue]8港[gang]币[bi](日[ri]均[jun]总[zong]资[zi]产[chan]10万[wan]港[gang]币[bi]以[yi]上[shang]免[mian]收[shou]);


    招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]人[ren]民[min]币[bi]转[zhuan]账[zhang]至[zhi]国[guo]内[na]同[tong]名[ming]招[zhao]行[xing]账[zhang]户[hu],无[wu]费[fei]用[yong];


    香[xiang]港[gang]一[yi]卡[ka]通[tong]的[de]费[fei]用[yong]表[biao]格[ge]参[can]见[jian]:http://hkNaNbchina.com/Personal/Detail.aspx?guid=eaeccb6c-5a53-4c66-bf27-d9268a6c21b9


    3. 总[zong]结[jie]


    整[zheng]个[ge]流[liu]程[cheng]费[fei]时[shi]最[zui]快[kuai]一[yi]个[ge]月[yue]。除[chu]了[liao]办[ban]理[li]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]需[xu]要[yao]去[qu]一[yi]次[ci]银[yin]行[xing]网[wang]点[dian],其[qi]他[ta]全[quan]部[bu]流[liu]程[cheng]在[zai]网[wang]上[shang]即[ji]可[ke]搞[gao]定[ding]。


    建[jian]议[yi]先[xian]申[shen]请[qing]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong],然[ran]后[hou]两[liang]周[zhou]后[hou]申[shen]请[qing]Scottrade开[kai]户[hu]。因[yin]为[wei]Scottrade开[kai]户[hu]流[liu]程[cheng]比[bi]香[xiang]港[gang]一[yi]卡[ka]通[tong]要[yao]快[kuai],如[ru]果[guo]Scottrade已[yi]经[jing]开[kai]户[hu]完[wan]毕[bi]但[dan]招[zhao]行[xing]香[xiang]港[gang]一[yi]卡[ka]通[tong]还[huai]没[mei]搞[gao]定[ding],没[mei]法[fa]汇[hui]款[kuan]的[de]话[hua],Scottrade开[kai]户[hu]超[chao]过[guo]一[yi]个[ge]月[yue]不[bu]注[zhu]资[zi]可[ke]能[nen]将[jiang]被[bei]注[zhu]销[xiao]账[zhang]户[hu]。


    最[zui]懂[dong]学[xue]习[xi]、最[zui]会[hui]挣[zheng]钱[qian]的[de]人[ren],听[ting]说[shuo]都[du]已[yi]关[guan]注[zhu]“网[wang]易[yi]投[tou]”订[ding]阅[yue]号[hao]:iwangyitou


    网[wang]易[yi]投[tou],最[zui]懂[dong]P2P理[li]财[cai]


    萌[meng]美[mei]小[xiao]编[bian]“小[xiao]易[yi]”个[ge]人[ren]微[wei]信[xin]:wangyitou001


    ------------------请[qing]点[dian]击[ji]相[xiang]关[guan]链[lian]接[jie]了[liao]解[jie]更[geng]多[duo]



    读完上述,亲们应该了解"[贝格富]研究实用贴!美股开户流程!绝对的干货!"了吧?早已在上述文章领着大伙儿开展了详尽的掌握,坚信诸位在看了以后应该可以弄懂

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